13 Hold tight to collateral on any loan to a stranger;
    be wary of accepting what a transient has pawned.

14 If you wake your friend in the early morning
    by shouting “Rise and shine!”
It will sound to him
    more like a curse than a blessing.

15-16 A nagging spouse is like
    the drip, drip, drip of a leaky faucet;
You can’t turn it off,
    and you can’t get away from it.

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